DO YOU OWN YOUR FINANCIAL FUTURE?
DO YOU OWN YOUR FINANCIAL FUTURE?
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Ways to save money this summer
Ways to save money this summer
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Life insurance at any age
Life insurance at any age
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Tips For Finding Retirement Planning Advice
Tips For Finding Retirement Planning Advice
Read MoreHow to calculate the part D late Enrollment penalty
What if I don’t agree with the penalty?
You may request for Medicare to review the penalty, called a “reconsideration,” through your Medicare plan.
To request a review, you will need to fill out a form supplied by your Medicare plan. This form will then need to be mailed or faxed within 60 days of the date on the letter informing you that you will be expected to pay a late enrollment penalty.
Medicare will generally make a decision within 90 days. You cannot ignore the penalty. Medicare plans may disenroll members who do not pay their penalty.
Under what circumstances would I need to pay a penalty?
A person enrolled in a Medicare plan may be subject to a late enrollment penalty if they are without Part D or other creditable prescription drug coverage for a continuous period of 63 days or more following their Initial Enrollment Period (IEP) for Part D.
Creditable prescription drug coverage (or “creditable coverage”) is comparable coverage to Medicare coverage, meaning it will pay, on average, at least as much as Medicare’s standard prescription drug coverage.
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ACA (AFFORDABLE CARE ACT) BOOKLET
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Mr. Starke June 15, 2021
Your life insurance need calculator
Let’s take a moment to think about your goals and needs.
This short exercise will help you estimate your life insurance need. Exact numbers are not required. Round “ballpark” numbers are sufficient. This calculator is meant to estimate coverage for a single life.
The Life Insurance Need Calculator powered by Midland National
This easy-to-use calculator can help you provide insight into your life insurance needs based on your specific situation. After completing the calculator, both you and I will receive a personalized report via email.
The report includes:
- Insights on how life insurance may help achieve financial goals.
- A summary of the data input into the calculator.
- The results of the life insurance need calculation.
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Health Insurance
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Event
Summer is coming up quickly and with an end in sight for the pandemic, you may be itching to get out into the world
Life Insurance
Buying life insurance is an important part of your overall financial planning to help ensure your loved ones are financially covered to continue their lives without you.